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Contact CRC Federal Credit Union / How To Join CRC Federal Credit Union
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CRC FCU strives to deliver the best service possible to our most important asset - our members. There is an application for membership on the next page.
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CRC Federal Credit Union
632 6th Street Suite E
Norco, California 92860
(951) 737-6262 Phone
(951) 737-1227 Fax
info@crccu.org Email
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WHAT IS A CREDIT UNION?
A credit union is a cooperative financial institution, owned and controlled by the people who use its services. These people are members. Credit unions serve groups that share something in common, such as where they work, live, or go to church.
Credit unions are not-for-profit, and exist to provide a safe, convenient place for members to save money and to get loans at reasonable rates. Credit unions, like other financial institutions, are closely regulated. And they operate in a very prudent manner. The National Credit Union Share Insurance Fund, administered by the National Credit Union Administration, an agency of the federal government, insures deposits of credit union members at more than 11,000 federal and state-chartered credit unions nationwide. Deposits are insured up to $100,000.
What makes a credit union different from a bank or savings & loan? Like credit unions, these financial institutions accept deposits and make loans—but unlike credit unions, they are in business to make a profit. Banks and savings & loans are owned by groups of stockholders whose interests include earning a healthy return on their investments.
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WHY JOIN A CREDIT UNION?
Founded on the basic democratic premise of the cooperative movement, credit unions believe that access to low-cost financial services is critical to the health and stability of ordinary citizens. In fact, more than 67 million Americans trust that their credit union will provide the services to improve their financial well being.
Credit union membership offers many benefits. Services offered range from simple savings to bill consolidation loans. Study after study has revealed that on average, credit unions provide the best financial offerings with fewer fees, lower rates on loans and higher rates on savings. And credit unions continually score higher than all other financial institutions in consumer satisfaction surveys.
Credit unions strive to deliver the best service possible to their most important asset - their members.
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INDIVIDUAL MEMBERSHIP
The field of membership for CRC Federal Credit Union are employees of the California Rehabilitation Center in Norco (CRC) and their family members, employees of CRC who work at Patton State Hospiral and their family members, employees of the California Institution for Women in Chino (CIW) and their family members, employees of the California Institution of Men in Chino, (CIM) and their family members, and employees of the Southern Selection Center Office of Peace Officers Selection in Rancho Cucamonga, CA and their family members. Membership is also opened to immediate family members of our current members. If you fall within these guidelines just complete the application or contact the Credit Union for more information.
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SHARE ACCOUNT (SAVINGS)
All members must open a share account with the Credit Union. An initial deposit of $30 is required to open the account. The $25 buys your share in the Credit Union and must remain in the account to keep it open. There is also a one-time $5 membership fee collected when the account is opened.
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SHARE DRAFT ACCOUNT (CHECKING)
A share draft account includes unlimited check writing, ATM access, automatic debits or direct deposit all for only $4 a month. An opening deposit of $20 is requested.
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