Schedule of Account Fees and Service Charges The following information about CRC Federal Credit Union account fees and service charges are effective as of April 1, 2011.  Rates, fees and charges are subject to change.
Type of Fee	Fee
ACCOUNT FEES
Membership Fee	$5.00
Monthly Share Draft Fee	$6.00
Account Closed Fee within 90 days of opening	$25.00
Credit Union Check	$4.00*
LOAN PROCESSING
Secured Loan	$5.00
Personal Unsecured Loan	$25.00
Vehicle Loan	$45.00
FAST Loan	$35.00
OVERDRAFT FEES
Overdraft Transfer Fee	$1.00
Returned Check Fee	$25.00
NSF Paid Fee	$30.00
MISCELLANEOUS FEES
Stop Payment Fee	$30.00
Outgoing Wire Fee	$25.00
International Wire	$35.00
Research Fee (per hour)	$20.00
Return Mail Fee	$5.00
Manual Transfer Fee	$3.00
Non Member Check Conversion	$5.00
Account History Printout	$3.00
Incoming Court/Legal Orders	$20.00
Safe Keeping Fee (Per Title)	$20.00
ATM FEES
ATM/Debit Card Re-issuance	$10.00
ATM/Debit Card Pin Re-issuance	$5.00
Below Available Balance	$30.00
*Each Share account is entitled to (2) two free Credit Union checks per month.  Any additional check would result in a $4.00 service fee.  A $4.00 fee will be charged for any credit union check issued from a share draft account.