CRC Federal Credit Union Member Services

CRC Federal Credit Union has a wide selection of services to assist in your banking needs. CRC Federal Credit Union is pleased to announce the newest member benefit--Accel Members Financial Management. As a valued member of CRC Federal Credit Union, we are committed to serving you.  And as a benefit of your membership, we are providing you with free access to money management and financial education services. CRC Federal Credit Union has teamed up with Accel, a financial management program.  Through comprehensive education and exceptional service, this organization has been assisting individuals for more than 40 years.  Through our partnership with Accel, you will enjoy unlimited access to financial counselors without paying--it's free! As a member of CRC Federal Credit Union you can receive assistance with: Personal and family budgeting Understanding your personal credit report and how to improve your score Personal money management Debt repayment Avoiding bankruptcy, foreclosure, and repossession Accel can give personalized answers to your individual needs. For issues ranging from a proactive savings plan to saving a home from foreclosure, advice is only a phone call away. Accel counselors are available Monday through Thursday 5 a.m. to 7 p.m. (PST), Friday 5 a.m. to 4 p.m. and Saturday from 6 a.m. to 10 a.m. To use this new service, simply call 1-877-33ACCEL (332-2235) or visit them on the web at www.accelservices.org  BudgetSmart is a new and exciting software program now available on our website. This easy-to-use software tool uses simple graphics, "pop-up" boxes and bar charts to help you manage your money more effectively. You can use the program to: Establish a budget Track spending View tips for improving areas of overspending or inadequate saving Experiment with "what if" scenarios to determine how a major purchase or change in income would impact your budget   Click on the budget smart logo or here to download the program to your computer FREE of charge, and you're on your way to creating your own personalized budget!   __________________________________________________________________   CheckRight is a web-based checking account management education module designed to teach you how to manage a checking account.  Use CheckRight if: you are looking to open a checking account for the first time or you have had difficulty handling an account in the past. Among other things, CheckRight will help you learn how to: open an account write checks make deposits maintain a check register reconcile an account create a spending plan CheckRight is a self-study program that allows you to learn at your own pace.  Once you have read through the chapters, you will be directed to a quiz that will test your knowledge on checking accounts.  You will be able to view the results and you have the option to send the results to the credit union via e-mail.  Click on the logo below to Access CheckRight   CheckRight was developed by CRC Federal Credit Union's partner in financial wellness, Accel Members Financial Counseling.

Index ATM Cards Payroll Deduction Direct Deposit Mastercard / Debit Card

ATM CARDS Your Credit Union’s ATM card lets you make cash withdrawals, transfer funds and make balance inquiries from your share or share draft (checking) account 24 hours a day, 7 days a week. With 1000's of CO-OP ATM machines throughout the United States there is easy access to your money no matter where you are. For ATM locations nearest you visit www.co-opnetwork.org.

PAYROLL DEDUCTION Take a portion of your paycheck and have it automatically deposited to your Credit Union account. Most members find payroll deduction the most convenient method of making loan payments or setting aside money for their Christmas Club. Stop by the Credit Union for more details.

DIRECT DEPOSIT Direct Deposit enables you to have your entire paycheck, Social Security check or other government check automatically deposited to your credit union account on PAYDAY. This eliminates rushing over on your lunch break to deposit your check or worrying about your check being lost or stolen if you’re out of town. With Direct Deposit, the Credit Union will deposit your check on payday and your money should be available to you when the Credit Union opens for business.     To sign up for Direct Deposit stop by your personnel office.

MASTERCARD / DEBIT CARD Apply today for your Mastercard Debit Card. It’s the convenient way to master your time and money. Swipe your card and sign at your favorite restaurant, buy groceries, get cash and make purchases. The card has the MasterCard logo and is honored at locations that accept Mastercard. No checks to write, no credit card bills increasing, one statement to receive, and easy access to your money at thousands of ATM machines across the country. Just have a checking account with us for $4 a month, apply for your card and you’ll be on your way. Ask us for details.